Form W-4 Pages

IRS Federal Tax Withholding Examples

W-4 Form

For Tax Year 2022, find sample IRS Tax Withholding amounts based on filing status, income, and number of dependents. As you can see below, some scenarios do not require federal tax withholding and will not result in you owing taxes. There are some examples where tax withholding is not present and a tax refund is still generated due to refundable tax credits.

Use the Paycheck Calculator to calculate and estimate your personal IRS Tax Withholding amount and generate your W-4 based on that. Furthermore, we suggest you use the current calendar year - not tax year - 2022 Tax Calculator and estimate your tax refund for the current 2022 calendar year.

W-4 Federal Withholding Examples

Each section below is divided by IRS Filing Status as the filing status is needed on your W-4 as well. Keep in mind, you can change your filing status on your W-4 for planning purposes as the filing status might increase or decrease your IRS tax withholding amount. However, on your tax return, you must use the correct filing status.

Single

One Job Yearly Gross Income
Dependents: Age 0-16
Monthly Pay Period IRS Tax Withholding
Estimated Tax Refund
$12,000
0
$0
$341
1
$0
$5,733
2
$0
$8,810
3
$0
$11,411
$40,000
0
$253.37
$0
1
$86.71
$554
2
$0
$2,933
3
$0
$5,704
$60,000
0
$497.33
$0
1
$330.67
$0
2
$164.00
$0
3
$0
$32

  

Married Filing Separately

One Job Yearly Gross Income
Dependents: Age 0-16
Monthly Pay Period IRS Tax Withholding
Estimated Tax Refund
$12,000
0
$0
$341
1
$0
$5733
2
$0
$8,810
3
$0
$11,411
$40,000
0
$253.37
$0
1
$86.71
$554
2
$0
$2,933
3
$0
$5,704
$60,000
0
$497.33
$0
1
$330.67
$0
2
$164.00
$0
3
$0
$32

  

Head of Household

One Job Yearly Gross Income
Dependents: Age 0-16
Monthly Pay Period IRS Tax Withholding
Estimated Tax Refund
$12,000
0
$0
$341
1
$0
$5,733
2
$0
$8,810
3
$0
$11,411
$40,000
0
$181.58
$0
1
$14.92
$554
2
$0
$3,795
3
$0
$6,566
$60,000
0
$381.58
$0
1
$214.92
$0
2
$48.25
$0
3
$0
$1,421

  

Married Filing Jointly

One Job Yearly Gross Income
Dependents: Age 0-16
Monthly Pay Period IRS Tax Withholding
Estimated Tax Refund
$12,000
0
$0
$560
1
$0
$5,733
2
$0
$8,810
3
$0
$11,411
$40,000
0
$117.50
$0
1
$0
$2,124
2
$0
$5,855
3
$0
$8,626
$60,000
0
$306.75
$0
1
$140.08
$0
2
$0
$319
3
$0
$2,319

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