Estimate Your 2018 Tax Year IRS Federal Refund Date
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Doing your taxes can be stressful to mind and wallet. We at eFile.com understand this, and we will do our best to get you your tax refund as fast as possible. You also have our promise as your guarantee that you will receive the highest possible Tax Refund you are entitled to based on the tax information you entered.
Tax Tip: E-filing your Taxes on eFile.com and using Bank Direct Deposit for your expected refund is the fastest and safest way for you to receive your federal and state tax refunds.
Let's get started with the DATEucator tool below:
- Enter the actual or estimated IRS tax return acceptance date - the acceptance date is the date the IRS acknowledged your tax return, It is not the date the tax return was e-filed or submitted to the IRS. eFile.com will display this date inside your account.
- Select or click your preferred Tax Refund Transfer Method.
Then, the tool will show you the earliest and latest estimated IRS tax refund dates.
Estimate your 2019 Tax Refund Date
2018 Federal / State Tax Return only
The Bank Direct Deposit Refund Transfer Method
Select bank direct deposit to receive your Federal and State tax refund. Once the IRS has accepted your tax return, your tax refund will be electronically transferred from the IRS (US Treasury) to the bank account you entered during your online tax return process at eFile.com. There are no bank transfer or processing fees if your tax return was free or if you paid by credit card. Estimated tax refund dates are based on the IRS acceptance date and are not guaranteed by eFile.com or the IRS. Depending on IRS security procedures, the tax refund date could take up to 21 days after the IRS tax return acceptance date, or as early as 7 days via the bank direct deposit method.
For example, if you claimed the Earned Income Tax Credit (EIC) and/or the Additional Child Tax Credit, it might take longer for the IRS to process your return. The IRS is required to not issue entire tax refunds with the EIC or Additional Child Tax Credit until February 27, 2019. This is for identity and security reasons to make sure you receive the refund instead of another person committing tax return fraud in your name.
IRS Security Procedures and Tax Refund Speed
Since the IRS has added security measures for filing 2016 and later Tax Returns to decrease tax fraud, your refund may be delayed in 2019. The IRS requires online tax websites to add identity verification steps to ensure that the taxpayer filing their return is exactly who they say they are (i.e. security questions/answers, stronger passwords, etc). As a result of these new security measures, the IRS may issue more refunds as paper checks, even if taxpayers requested direct deposit.
Tax Refund Is Lower Than Expected
If you prepared and e-filed your tax return on eFile.com (or on any online tax site), and the amount of your direct deposit refund is lower than the refund calculated on your federal tax return, then your tax refund may have been adjusted, or offset, by the Treasury Offset Program (TOP) via the IRS tax return processing procedure, not eFile.com. The Program is run by the Financial Management Services (FMS). Under TOP, various federal and state government agencies are authorized to seize outstanding federal or state debts from federal tax refunds.
The FMS may offset part or all of your federal tax refund to pay:
- Unpaid child support
- Federal non-tax debts (including student loan repayments)
- State income tax debts
- State unemployment compensation debts
Tax Refund Offset Information
An offset for non-tax debts occur after the IRS verified your refund to FMS for payment, but before FMS direct deposits the refund or mails a paper check to you. Though an offset reduces the amount of your expected refund via direct deposit or check, it does not delay the time you will receive the remaining refund (if any) after the offset.
You will receive a notice from FMS via mail if your refund has been offset. The notice will list the original refund and offset amounts. It will also include the agency that received the offset payment and their contact information.
If you have non-tax debts, you can contact the agency you owe before you file your tax return. That way, you can determine if the agency submitted your debts to TOP for refund offset.
To dispute an offset, you will need to contact the agency that received the offset part of your refund, not the IRS or FMS. The notice will include instructions on how to contact the appropriate agency or agencies. If you have further questions about your offset notice, you can call the Treasury Offset Program Call Center at (800) 304-3107.
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