2019 AGI, 2020 Income, Wage Forms and Transcript
If you prepared and e-Filed your latest tax return via eFile.com, read the instructions how to download a copy of your return. We encourage you to use eFile.com when preparing your 2020 Taxes as you will have access to your tax returns for 10 years, thus you will always have your latest Adjusted Gross Income.
Important: If you did not use eFile.com, but other tax preparation platforms like TurboTax® or H&R Block® to prepare and file your 2019 Tax Return, you do not need a 2019 Tax Return copy. Instead, you will only need a free IRS Tax Transcript to get your 2019 AGI in order for you to prepare and e-File your 2020 Tax Return via eFile.com.
Free Online Tax Transcript OR Create Free IRS Account
Retrieving and Using a Tax Transcript
When applying for financial agreements, such as a mortgage or loan, you might be asked to provide a copy or transcript of your IRS tax return. While a transcript is a document that summarizes the information from your tax return, a copy shows your fully completed (including all forms and schedules), submitted, and accepted tax return. If you are not sure whether to obtain a tax return copy or return transcript, you will need to ask the requesting financial institution (mortgage, loan company).
If you submitted estimated tax payments and/or applied an overpayment from a prior year tax return to your current year tax return, you can request your transcript a few weeks after the beginning of the year prior to filing your current year return in order to confirm the payments. In other words, if you made estimated payments for during 2020 for your 2020 return, you could request the transcript with these payments in early 2021.
Registration Data: The following data is required to register your personal IRS account before you can access your tax transcripts online: full name, email address, birth date, Social Security Number (SSN) or Individual Tax Identification Number ITIN, tax filing status, current mailing address, and U.S. mobile phone number associated with your name (so the IRS can send you a text message about your IRS account and protect your information).
Identity Verification: To verify your identity, the IRS might ask you to provide all or some of the information listed here: credit card, mortgage or home equity loan, home equity line of credit, auto loan, previous home address, previous employers, etc. The IRS will not charge you nor will you be sharing any account balances or other financial information with the IRS.
IRS Transcript Types
Sample IRS Account Transcripts
In the Return Transcript section, you will see your tax return Form 1040
including other forms and schedules by line item as it was originally filed for the selected tax year. Any differences as a result of changes made by the IRS, you, or your preparer in the form of a tax amendment
, etc. will also be listed here. A return transcript, in most case, will meet the requirements of lending organizations (e.g. mortgage, student loans).
Get your original AGI or adjusted income for the given tax year via a tax return transcript.
W-2 Wage, Income Data
The Wage & Income section will provide you with your W-2, 1099, and/or 1098 data as it was reported to the IRS by employer(s), banks, etc. Keep in mind the information for the current filing tax year might not be up-to-date until July in the following year. For example, 2020 Tax Year data might not be complete until July 2021.
The Record of Account sections provide adjustments which you, your preparer, or the IRS made after you filed the original tax return as shown under the Tax Return section. This transcript shows filing status, adjusted gross income, and taxable income.
Record of Account
The Record of Account section combines tax return and tax account transcripts by tax year.
Verification of Non-filing Letter
Use any of the above sections for the verification information asked for in the non-filing letter you might have received from the IRS.
Create a free eFile.com account and keep all your tax information in one place. eFile.com stores your previous 10 year returns and gives you immediate access to your previous 2 year returns. You can view, download, and save these returns for your records. You will keep all your tax information in one place so you do not have to venture to different sites to retrieve copies or transcripts.
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