Tax Transcript, Return Copy 2020, 2021
If you prepared and e-Filed your latest tax return via eFile.com, read the instructions on how to download a copy of your return. We encourage you to use eFile.com when preparing your 2021 Taxes as you will have access to your tax returns for 10 years, thus you will always have your latest Adjusted Gross Income.
Important: If you did not use eFile.com, but other tax preparation platforms like TurboTax® or H&R Block® to prepare and file your 2020 Tax Return, you do not need a 2020 Tax Return copy if you do not already have it on hand. Instead, you will only need a free IRS Tax Transcript to get your 2020 AGI in order for you to prepare and e-File your 2021 Tax Return via eFile.com.
Free Online Tax Transcript or Create a Free IRS Account
Or call 1-800-908-9946
Retrieving and Using a Tax Transcript
When applying for financial agreements, such as a mortgage or loan, you might be asked to provide a copy or transcript of your IRS tax return. While a transcript is a document that summarizes the information from your tax return, a copy shows your fully completed (including all forms and schedules), submitted, and accepted tax return. If you are not sure whether to obtain a tax return copy or return transcript, you will need to ask the requesting financial institution (mortgage, loan company).
If you submitted estimated tax payments and/or applied an overpayment from a prior year tax return to your current year tax return, you can request your transcript a few weeks after the beginning of the year prior to filing your current year return in order to confirm the payments. In other words, if you made estimated payments for during 2021 for your 2021 return, you could request the transcript with these payments in early 2022.
Registration Data: The following data is required to register your personal IRS account before you can access your tax transcripts online: full name, email address, birth date, Social Security Number (SSN) or Individual Tax Identification Number ITIN, tax filing status, current mailing address, and U.S. mobile phone number associated with your name (so the IRS can send you a text message about your IRS account and protect your information).
Identity Verification: To verify your identity, the IRS might ask you to provide all or some of the information listed here: credit card, mortgage or home equity loan, home equity line of credit, auto loan, previous home address, previous employers, etc. The IRS will not charge you nor will you be sharing any account balances or other financial information with the IRS.
We at eFile.com greatly encourage taxpayers to create an IRS account for it serves many purposes. On your eFile.com account, you will have access to your previous returns and your basic information, such as name and address, is stored for each tax year. However, an IRS account provides many tools and resources for taxpayers. You can view your transactions (refunds, payments), request documents, retrieve your IRS IP-PIN, update your advance Child Tax Credit payment information, and more.
Request IRS Tax Return Transcript By Mail
If you are unable to create an account with the IRS, there are two options to request a Tax Return Transcript by mail. Please allow 5 to 10 days for delivery.
- Visit this IRS Get Transcript page. Scroll down and click the blue Get Transcript by Mail button on the right side of that page. You will need your SSN/ITIN, date of birth, and the address on your latest filed tax return. After you enter that information, you will then be able to select which tax year you need a transcript for.
- Call 1-800-908-9946 and request your Tax Return Transcript over the phone.
IRS Transcript Types
The IRS provides various types of transcripts which different information. Each can help you plan your taxes, review important data, and view transaction history with the IRS. This information may be useful in applying for a loan or estimating your next income tax return.
Sample IRS Account Transcripts
In the Return Transcript section, you will see your tax return Form 1040
including other forms and schedules by line item as it was originally filed for the selected tax year. This transcript is where you will find your adjusted gross income. Any differences as a result of changes made by the IRS, you, or your preparer in the form of a tax amendment
, etc. will also be listed here. If you made changes after filing your original return, this will not be reflected. A return transcript, in most case, will meet the requirements of lending organizations (e.g. mortgage, student loans).
Get your original AGI or adjusted income for the given tax year via a tax return transcript.
W-2 Wage, Income Data
The Wage & Income section will provide you with your W-2, 1099, and/or 1098 data as it was reported to the IRS by employer(s), banks, etc. Keep in mind the information for the current filing tax year might not be up-to-date until July in the following year. For example, 2021 Tax Year data might not be complete until July 2022.
The Record of Account sections provide adjustments which you, your preparer, or the IRS made after you filed the original tax return as shown under the Tax Return section. This transcript shows filing status, adjusted gross income, and taxable income. Here, you will find transactions between you and the IRS, like tax refunds
and estimated tax payments. If you are missing a tax refund
for a certain tax year, see if the IRS records indicate that they issued a payment, even if you did not receive it.
Record of Account
The Record of Account section combines tax return and tax account transcripts by tax year.
Verification of Non-filing Letter
Use any of the above sections for the verification information asked for in the non-filing letter you might have received from the IRS.
Create a free eFile.com account and keep all your tax information in one place. eFile.com stores your previous 10 year returns and gives you immediate access to your previous 2 year returns. You can view, download, and save these returns for your records. You will keep all your tax information in one place so you do not have to venture to different sites to retrieve copies or transcripts.
TurboTax® is a registered trademark of Intuit, Inc.
H&R Block® is a registered trademark of HRB Innovations, Inc.