2026 Tax Brackets & Federal Income Tax Rates

Use this effective tax rate calculator to estimate your taxes and rates by year; use our free 2026 tax refund calculator to estimate your 2026 taxes (currently based on data available, the tool will be updated as the official tax year data has been released).

More free resources are available here on eFile.com:

Get your personal tax rate

What Are the Tax Rates and Brackets for 2026?

A tax rate is the portion of your earnings or spending that goes to the government in taxes. Knowing your tax rate is crucial for planning your finances, as it affects your overall income. By staying aware of tax rates, you can make smarter choices and enhance your savings.

2026 Income Tax Brackets and Rates by Filing Status

The table below details the 2026 federal income tax brackets and applicable rates by filing status, illustrating how taxable income is taxed progressively for single filers, married taxpayers, and heads of household under the marginal tax system.

2026 Income Tax Brackets and Rates by Filing Status
Filing Status	Tax Rate	Income Tax Bracket	Taxes Owed
Single	10%	$0 - $12,400	10% within bracket
	12%	$12,400 - $50,400	$1,240.00 + 12% within bracket
	22%	$50,400 - $105,700	$5,800.00 + 22% within bracket
	24%	$105,700 - $201,775	$17,966.00 + 24% within bracket
	32%	$201,775 - $256,225	$41,024.00 + 32% within bracket
	35%	$256,225 - $640,600	$58,448.00 + 35% within bracket
	37%	$640,600 and more	$192,979.25 + 37% over $640,600
MFS	10%	$0 - $12,400	10% within bracket
	12%	$12,400 - $50,400	$1,240.00 + 12% within bracket
	22%	$50,400 - $105,700	$5,800.00 + 22% within bracket
	24%	$105,700 - $201,775	$17,966.00 + 24% within bracket
	32%	$201,775 - $256,225	$41,024.00 + 32% within bracket
	35%	$256,225 - $384,350	$58,448.00 + 35% within bracket
	37%	$384,350 and more	$103,291.75 + 37% over $384,350
HOH	10%	$0 - $17,700	10% within bracket
	12%	$17,700 - $67,450	$1,770 + 12% within bracket
	22%	$67,450 - $105,700	$7,740 + 22% within bracket
	24%	$105,700 - $201,750	$16,155 + 24% within bracket
	32%	$201,750 - $256,200	$39,207 + 32% within bracket
	35%	$256,200 - $640,600	$56,631 + 35% within bracket
	37%	$640,600 and more	$191,171 + 37% over $640,600
MFJ	10%	$0 - $24,800	10% within bracket
	12%	$24,800 to $100,800	$2,480 + 12% within bracket
	22%	$100,800 to $211,400	$11,600 + 22% within bracket
	24%	$211,400 to $403,550	$35,932 + 24% within bracket
	32%	$403,550 to $512,450	$82,048 + 32% within bracket
	35%	$512,450 to $768,700	$116,896 + 35% within bracket
	37%	$768,700 and more	$206,583.50 + 37% over $768,700
For your Effective Tax Rate, use the RATEucator Tool.

Standard deductions are deducted from your taxable income automatically when you prepare and eFile your taxes. This allows you to reduce your taxable income by a set amount and lessen your tax burden.

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