2026 Tax Brackets & Federal Income Tax Rates
Use this effective tax rate calculator to estimate your taxes and rates by year; use our free 2026 tax refund calculator to estimate your 2026 taxes (currently based on data available, the tool will be updated as the official tax year data has been released).
More free resources are available here on eFile.com:
Get your personal tax rate
What Are the Tax Rates and Brackets for 2026?
A tax rate is the portion of your earnings or spending that goes to the government in taxes. Knowing your tax rate is crucial for planning your finances, as it affects your overall income. By staying aware of tax rates, you can make smarter choices and enhance your savings.
2026 Filing Status: Single or Married Filing Separately
10%
$0 - $12,400
10% within bracket
12%
$12,400 - $50,400
$1,240.00 + 12% within bracket
22%
$50,400 - $105,700
$5,800.00 + 22% within bracket
24%
$105,700 - $201,775
$17,966.00 + 24% within bracket
32%
$201,775 - $256,225
$41,024.00 + 32% within bracket
35%
$256,225 - $640,600
$58,448.00 + 35% within bracket
37%
$640,600 and more
$192,979.25 + 37% within bracket
Standard deductions are deducted from your taxable income automatically when you prepare and eFile your taxes. This allows you to reduce your taxable income by a set amount and lessen your tax burden.
2026 Tax Year Filing Status: Head of Household
10%
$0 - $18,600
10% within bracket
12%
$18,600 - $75,600
$1,860 + 12% within bracket
22%
$75,600 - $158,550
$8,700 + 22% within bracket
24%
$158,550 - $302,650
$26,949 + 24% within bracket
32%
$302,650 - $384,350
$61,533 + 32% within bracket
35%
$384,350 - $672,300
$87,677 + 35% within bracket
37%
$672,300 and more
$188,459.50 + 37% within bracket
2026 Tax Year Filing Status: Married Filing Jointly or Surviving Spouse
10%
Up to $24,800
10% within bracket
12%
Over $24,800 to $100,800
$2,480 + 12% within bracket
22%
Over $100,800 to $211,400
$11,600 + 22% within bracket
24%
Over $211,400 to $403,550
$35,932 + 24% within bracket
32%
Over $403,550 to $512,450
$82,048 + 32% within bracket
35%
Over $512,450 to $768,700
$116,896 + 35% within bracket
37%
Over $768,700
$206,583.50 + 37% within bracket
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