Federal Income Tax Rates for 2025

Use this effective tax rate calculator to estimate your taxes and rates by year; use our free 2025 tax refund calculator to estimate your 2025 taxes.

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What Are the Tax Rates and Brackets for 2025?

A tax rate is the percentage of your income or purchases that you pay to the government as tax. Understanding tax rates is essential for budgeting, as they can impact how much money you take home after deductions. Keeping an eye on tax rates can help you make informed financial decisions and maximize your savings.

2025 Income Tax Brackets and Rates by Filing Status

The table below outlines the 2025 federal income tax brackets and corresponding tax rates by filing status. It shows how taxable income is divided into progressive brackets for single filers, married couples filing jointly or separately, and heads of household. These rates apply on a marginal basis, meaning different portions of income are taxed at different rates, with higher rates applying only to income that exceeds each bracket threshold.

Federal Income Tax Brackets and Rates for the 2025 Tax Year by Filing Status
Filing Status	Tax Rate	Income Tax Bracket	Taxes Owed
Single	10%	$0 - $11,925	10% within bracket
	12%	$11,925 - $48,475	$1,192.50 + 12% within bracket
	22%	$48,475 - $103,350	$5,578.50 + 22% within bracket
	24%	$103,350 - $197,300	$17,651 + 24% within bracket
	32%	$197,300 - $250,525	$40,199 + 32% within bracket
	35%	$250,525 - $626,350	$57,231 + 35% within bracket
	37%	$626,350 and more	$188,769.75 + 37% over $626,350
MFS	10%	$0 - $11,925	10% within bracket
	12%	$11,925 - $48,475	$1,192.50 + 12% within bracket
	22%	$48,475 - $103,350	$5,578.50 + 22% within bracket
	24%	$103,350 - $197,300	$17,651 + 24% within bracket
	32%	$197,300 - $250,525	$40,199 + 32% within bracket
	35%	$250,525 - $375,800	$57,231 + 35% within bracket
	37%	$375,800 and more	$101,077.25 + 37% over $375,800
HOH	10%	$0 - $17,000	10% within bracket
	12%	$17,000 - $64,850	$1,700 + 12% within bracket
	22%	$64,850 - $103,350	$7,442 + 22% within bracket
	24%	$103,350 - $197,300	$15,912 + 24% within bracket
	32%	$197,300 - $250,500	$38,460 + 32 % within bracket
	35%	$250,500 - $626,350	$55,484 + 35% within bracket
	37%	$626,350 and more	$187,031.50 + 37% over $626,350
MFJ	10%	$0 - $23,850	10% within bracket
	12%	$23,850 - $96,950	$2,385 + 12% within bracket
	22%	$96,950 - $206,700	$11,157 + 22% within bracket
	24%	$206,700 - $394,600	$35,302 + 24% within bracket
	32%	$394,600 - $501,050	$80,398 + 32% within bracket
	35%	$501,050 - $751,600	$114,462 + 35% within bracket
	37%	$751,600 and more	$202,154.50 + 37% over $751,600
For your Effective Tax Rate, use the RATEucator Tool.

Standard deductions are deducted from your taxable income automatically when you prepare and eFile your taxes. This allows you to reduce your taxable income by a set amount and lessen your tax burden.

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