Form 1095-B or the Health Coverage Form

No Health
Insurance Mandate

Attention: Starting with Tax Year 2019 there is no longer a Federal Mandate to have Health Insurance. That means you do not have to file Form 1095-B on your 2019 Tax return:  Prepare and eFile Your 2019 Taxes here on eFile.com.

As stated above, the individual mandate has gone away for your 2019 return. This means that you will no longer pay a penalty if you did not have health insurance in 2019 and you do not have to file Form 1095-B. You only file Form 1095-A with your 2019 Tax return.

You are no longer required to report your health insurance on your return UNLESS you or a family member were enrolled in health insurance through the Marketplace and advance payments of the Premium Tax Credit were made to your insurance company to reduce your monthly premium payment. When you prepare your tax return on eFile.com, you can easily report and efile your healthcare information with your return. When you start a free tax return on eFile.com, we will automatically report the required information regarding your health insurance and the Premium Tax Credit on the correct tax forms.

At eFile.com, we cover all the healthcare tax forms on the following pages: 

  1. Form 1095-A-Health Insurance Marketplace Statement
  2. Form 1095-B-Health Coverage (this page)
  3. Form 1095-C-Employer-Provided Health Insurance Offer and Coverage
  4. Form 8962-Premium Tax Credit
  5. Form 8965-Health Coverage Exemptions

Form 1095-B

Form 1095-B, Health Coverage, lists information about your health insurance if you and/or your family member(s) are enrolled for coverage through an insurance provider for some or all of the year via your employer, and you have been covered by minimum essential coverage. Minimum essential coverage includes government sponsored programs (Medicare, Medicaid, CHIP, Tricare, etc.), some eligible employer-sponsored plans, individual plans purchased via the Marketplace, and coverage deemed as minimum essential via the Department of Health and Human Services.

The 1095-B form is generally provided by employers who have less than 50 employees, or small businesses. The Form 1095-B is used to report health insurance information to the IRS and to taxpayers about their coverage. This form is for your information only and is not included in your tax return. You will only need to enter healthcare information if you were insured through the Marketplace.

A healthcare provider can be one of the following: 

  • an insurance company not in the Marketplace
  • a government agency such as Medicare and Medicaid
  • an employer who provides self-insured coverage (this is a health insurance plan offered by or on behalf of an employer to an employee)

More Information on Health Insurance and Taxes

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