Child Tax Credit for 2028

Child Tax Credit
For 2028

Attention: This Child Tax Credit Calculator is for tax year 2028 and is being updated as information becomes available.

This CHILDucator will let you know if you qualify for the Child Tax Credit and/or the Other Dependent Tax Credit on your 2028 Tax Return; the amounts are also included. The Additional Child Tax Credit or ACTC requires information that is based on your 2028 Tax Return. Thus, we suggest you use the eFile Tax App to calculate all three child or dependent-related credits for your 2028 Tax Return for free.

CHILDucator or Child Tax Credit Calculator. Learn more about this tool.
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SSN, ITIN Information
Do you (and your spouse, if married filing jointly) have an SSN or ITIN?
Details about the SSN, ITIN
Qualifying Dependent, Relative
Is the child/person your qualified Dependent or Relative on your 2028 Tax Return?
Details about Dependent(s)
Dependent SSN status
Enter the number of children under the age of 17 as of December 31, 2028 who have a valid SSN; enter 0 for none. Details about the SSN
ODC Qualifications
Credit for Other Dependent(s): Enter the number of children/persons; enter 0 for none. ODC Qualifications
MAGI Limitations
Is your modified adjusted gross income (MAGI) for 2028 over $200,000 for singles or over $400,000 for married filing joint? MAGI restrictions
If your MAGI amount is below the MAGI phaseout for your filing status for 2028, your child credit will not be affected by the MAGI phaseout. Your credit or exclusion may be reduced if your MAGI amount is above the MAGI phaseout. Use the free eFile Tax App to calculate the exact amount or the PDF Worksheet for Form 8812 now.
You qualify for the following 2028 Child Tax or Other Dependent Credit: Details
Child Tax Credit Amount:
Other Dependent Credit Amount:
You do not qualify for the 2028 Child Tax or Other Dependent Credit
  • Can you claim the Additional Child Tax Credit or ACTC worth up to $1,500?
  • Is this person your dependent, and can they be included on your tax return?
    Find out
  • Can you claim the Dependent Care Credit for this person, worth up to $2,100?
    Find out
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Disclaimer: makes no warranty as to the accuracy of the results of this estimator or calculator tool. The results are estimates and for informational purposes only and should not be relied on for tax advice.

There can be three parts to the Child Tax Credit:

  • The Child Tax Credit or CTC - up to $2,000 for each qualifying child
  • The Credit for Other Dependents or ODC - $500 for each qualifying individual
  • The Additional Child Tax Credit or ACTC - up to $1,500 for qualifying individuals.

The CTC and ODC are non-refundable tax credits, and the ACTC is a refundable tax credit that can be claimed on your next tax return.

After using the CHILDucator below, we strongly recommend using the CAREucator or Child and Dependent Care Credit Calculator to determine if you might qualify for this other tax credit in case you paid child or dependent care expenses.

Once you have determined if a child or person qualifies for any of the three child tax credits, create a free account and prepare a return for the detailed Additional Child Tax Credit amount. Only on can you view your tax return via a PDF file at any point before you e-file your taxes with the IRS and/or state tax agency. will calculate all your tax credits for you. Thus, you will not have to complete complicated IRS forms. If you wish to calculate your Child Tax Credit, other dependent credit, or Additional Child Tax Credit, use Form 8812.

  • Note: The IRS has stated - see Schedule 8812 Instructions page 1 - that they can not issue refunds before the middle of February 2028 for returns that properly claim the ACTC. This time frame applies to the entire refund, not just the portion associated with Advanced Child Tax Credit.
  • If a taxpayer erroneously claims (due to reckless or intentionally wrong statements) the Child Tax Credit (CTC), the Advanced Child Tax Credit (ACTC), or the Credit for Other Dependents (ODC), the taxpayer might not be allowed to claim any of these credits for two years even if the taxpayer might be otherwise eligible for them. If it is determined that an error was due to fraud, the taxpayer will not be allowed to claim any of these credits for ten years, and penalties might apply. See more details on wrongly claimed dependents and credits.
  • Learn more about the Child Tax Credit, Other Dependent Credit, and Additional Child Tax Credit: Schedule 8812.