Exclusion Of Interest From Series EE And I US Savings Bonds Issued After 1989, Form 8815 (2025)

The Interest Exclusion for Series EE and I U.S. Savings Bonds issued after 1989 is a tax perk allowing bondholders to skip paying taxes on the money they make from these bonds. This benefit aims to encourage people to invest in these government-backed bonds for personal savings and financial stability. Here's what you need to know:

Which Bonds Count?

• This perk is for Series EE and I U.S. Savings Bonds made after 1989.
• They must be in an individual's name, not a company's.

How to Use the Money?

• You get the tax break when you use the bond money to pay for certain higher education expenses.

Income Limits

• You have to earn under a certain amount to qualify.
• Your income determines if you can use this perk.

Educational Expenses Included

• The money can cover things like tuition and fees for you, your spouse, or a dependent.

Tax Benefits

• You won't pay taxes on the interest from these bonds.
• It helps make education more affordable by lowering your tax bill.

• The current tax year Form 8815 - Exclusion Of Interest From Series EE
• Search for other tax years for Form 8815 - Exclusion Of Interest From Series EE