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Where Is My Tax Refund?

Where is your IRS or State tax refund, or why is your tax refund smaller than expected?
Article, Solution:
Money Transfer

To check the status of your federal or state refund, please follow the steps below. Step 1. is for eFile.com users only. All others start at Step 2.

Step 1: For eFile.com users only: You need to verify that the IRS and or State have accepted your Return before you check where your tax refund money is. Sign in to your eFile.com account. Once you signed in you will see the status of your return(s) on the right side page: one of the 4 options below. Only if your Return has been accepted can you check where your tax refund or tax money is. 

  • Accepted
  • Not e-Filed
  • Pending
  • Rejected

Step 2: If your IRS return has been accepted, and you selected direct bank deposit, check your bank account first and check if your refund was deposited. Below is a message the IRS has posted on their site, which could mean that your refund might be in your bank account, even though the IRS site is not reporting the same. Attention only e-collect users: If you selected e-collect during checkout on eFile.com check here about the status of your refund first.

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More details about IRS 2020 tax refund delays and backlogs.

35 mil. IRS backlog, July 2021 Update: Tax Return Refund Delays by the IRS

Step 3: After you have checked your bank account and/or the e-collect lookup tool and your refund has not been deposited, use the tool below to check on your IRS and/or state tax refund status.

Where Is My IRS Tax Refund?

Check Your IRS Federal Tax Refund Status
Requires Your IRS accepted Tax Return for Tax Year 2020

What is Your Federal IRS Tax Refund Status?

Start Now to Find Out

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Check Your IRS Federal Tax Refund Status
Select the Filing Status that you used on your 2020 Tax Return
Where is My Refund We will not share your email with anybody, You can unsubscribe at any time.
IT = Income Taxes

You might see this message after you have entered your data. Many taxpayers have experienced slower than anticipated IRS tax refund processing speed or time in 2021. If your status shows that your information entered was incorrect when you are certain you have entered the right data, this may be due to these delays, meaning they do not have record of the data or refund amount you entered in their system yet and thus cannot display the information. The message might look like this:

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Once you have passed the page on top you will see this message shown below. The progression bar for your tax return might vary on what is shown below:

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Step 4: If your State tax return(s) has been accepted check here: Where is My State Tax Refund?

  • Select respective State(s) for Contact information.

Lower Tax Refund Amount or Delay in Refund:

  • If the IRS deposited a refund that was lower than the expected amount on your return, then the IRS has most likely adjusted, or offset, your refund. One of the most common causes is the incorrect reporting by taxpayers of their stimulus payments and the Recovery Rebate Credit. The stimulus payments would have been reported to you on IRS Notice 1444-B if you need to check your information.

    The other reasons for this could be due to government related payments or taxes etc. you or your spouse might owe, e.g. overdue IRS or state taxes, delinquency in child support payments, etc. as the IRS might offset these outstanding payments with your tax refund. If the IRS has offset your refund then they will send you a notice in the mail explaining the reason why. In the meantime, you can confirm your actual refund amount and any preliminary offset information by looking up your refund status with the IRS - check the status of your refund. If you have any further questions about your refund amount, please contact us again.

    Also see the IRS topic - Tax Refund Offset Program: https://www.irs.gov/taxtopics/tc203

  • Only if you selected on eFile.com to have your fees deducted from your refund: Check the status of your e-Collect direct deposit tax refund now. Once the IRS has transferred your tax efund to our partner bank - EPS Financial - your tax refund funds will be transferred to the bank account you entered on your Tax Return.
  • If you claimed the EITC or Additional Child Tax Credit your entire refund will not be released by the IRS - by law - until February 2021.
  • If you claimed the Recovery Rebate Credit (RRC) on your e-Filed 2020 return as the substitute for not having received the 1. and or 2. stimulus payment(s), the IRS will most likely adjust or remove the Recovery Rebate Credit from your 2020 tax return, if the IRS has record that the 1. and or 2. stimulus payment(s) were indeed issued to you or anyone claiming the Recovery Rebate Credit on their tax return. However, we do recommend that you monitor the refund you receive from your return and if you get the stimulus payment in error, then you should contact the IRS before you take any other steps e.g. file a tax amendment to your 2020 tax return.
  • Check the status of your stimulus payment(s) here: Get Your Stimulus Payment Status and/or Track Stimulus Payment by EIP Card

Read more here on why your IRS tax refund could be delayed.

If you have further questions about the status of your IRS tax refund please contact the IRS here. Select a State Tax Agency here.