Tax Refund Options

During the tax preparation interview on eFile, you can choose to receive your tax refund via:

Direct Bank Refund Deposit or Check by Mail

Tax Tip: For a fast tax refund, please select the Direct Bank Deposit option during the tax interview. This option is fast, secure, and convenient. It requires that you have a bank account (a valid bank routing number and account number).

1. Direct bank deposit option: Your expected tax refund will be transferred from the IRS to your bank free of charge.
2. Direct bank deposit DFFR (Deduct Fee From Refund) option: Your expected tax refund will be transferred from the IRS to the eFile partner bank: Republic Bank Tax Refund Solution. The Republic Bank will transfer your refund minus the tax preparation fee (for Premium service) to the bank you entered during the tax interview. Between the Republic Bank and your bank, a bank transfer fee of $19.95 will be charged for this transfer. This fee is not charged by eFile and is automatically deducted from your expected tax refund.

Compare Direct Bank Deposit with Check by Mail
Compare Tax Refund Dates (Bank Deposit versus Check)

Option	Speed
1. IRS Refund Direct Bank Deposit Recommended!	8–14 days
Basic: Free Federal  Premium: Try Free Recommended: If you are in a rush to get your refund If you have a bank account (required) A small bank transfer fee applies Learn More
2. IRS Refund Check via Mail/Post	2–3 weeks
Basic: Free Federal  Premium: Try Free Select this option: If you are not in a rush to get your refund If you do not have bank account
3. RAL (Refund Anticipation Loan or Tax Loan) has been discontinued due to high cost and online fraud.

• Check tax return status
• Check tax refund status