Tax Refund Options
During the tax preparation interview on eFile, you can choose to receive your tax refund via:
Direct Bank Deposit or Check by Mail
Tax Tip: For a fast tax refund, please select the Direct Bank Deposit option during the tax interview. This option is fast, secure, and convenient. It requires that you have a bank account (a valid bank routing number and account number).
- Direct bank deposit: Your expected tax refund will be electronically transferred from the IRS (US Treasury) to the bank account you entered during your efile.com online tax return. Your Tax Refund will be issued and transferred from the IRS (US Treasury) to the bank account you entered during your online tax return. This transfer is free of charge. Please check the status of your refund here: http://www.efile.com/my-tax-refund-status/
- Direct bank deposit with e-Collect (deduct fee from refund): If you selected to have your fee deducted from your expected tax refund your tax refund will be transferred from the IRS to our partner bank (EPS Financial). Your Tax Refund minus the tax preparation fee (for Premium service) and a DFFR fee of only $10.00 will be transferred from our partner bank to the bank you entered with your efile.com tax return. The $10.00 DFFR fee is not charged by efile.com but charged by eFile's banking partner (EPS Financial) and is automatically deducted from your expected tax refund. Your Tax Refund will be issued by EPS Financial to the bank you entered during your online tax return. To find out more about the status of your tax refund, please visit: http://www.efile.com/my-tax-refund-money/
- IRS check through the mail: Once your tax return has been received and processed, the IRS will issue you a paper check and send it through the US Postal Service. It generally takes at least twice as long as direct deposit to receive your refund through the mail.
Check the status of your Tax Refund
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Option
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Speed
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1. IRS Refund Direct Bank
Deposit Recommended!
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8–14 days
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Recommended:
- If you are in a rush to get your refund
- If you have a bank account (required)
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A small bank transfer fee applies
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Learn More
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2. IRS Refund Check via
Mail/Post
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2–3 weeks
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Select this option:
- If you are not in a rush to get your refund
- If you do not have bank account
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3. RAL (Refund Anticipation Loan or Tax Loan) has been discontinued due to high
cost and online fraud.
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Compare Direct Bank Deposit with Check by Mail
Compare Tax Refund Dates (Bank Deposit versus Check)