Individual Federal Income Tax Rates by Tax Year

Income tax rates

Before you get started preparing your tax return, find out what federal income tax rates apply to you, based on your income and filing status.

What Is a Tax Rate?

A tax rate is the percentage at which taxes are paid on a dollar of income.

What Is a Tax Bracket?

A tax bracket is a range of income amounts that are taxed at a particular rate. Each filing status has its own tax brackets, but the tax rates are the same for all filing statuses. Most of us pay income taxes across several tax brackets, which is what makes our tax system "progressive".

When someone asks what tax bracket you fall into, they generally want to know your "marginal tax rate". This is the tax bracket that your last dollar of income falls into, and therefore the highest tax rate you pay.

Federal Income Tax Brackets by Tax Year

Tax Brackets and Effective Tax Rates

If your marginal tax rate is, for example, 25%. That doesn't mean that ALL of your income is taxed at 28%. Income is actually taxed at different rates. Here's how it works:

Say that your income for 2014 is $40,000 and your filing status is single. Your first $9,075 will be taxed at 10%. Every dollar from $9,076 to $36,900 will be taxed at 15%. And every dollar from $36,900 to $40,000 will be taxed at 25%.

So, if you added up the taxes that you pay on each portion of your income, and then divide it by your total income (then multiply by 100), you would get your "effective tax rate". This is the actual rate you pay on your taxes, regardless of your marginal tax rate.

Estimate Your Federal Income Tax Rate

To estimate your income taxes, see the tax rate schedules listed below by tax year. Find your filing status, and compare you income to the amounts listed to find your marginal tax rate.

 

2014 Individual Income Tax Rate Schedule
(for Tax Returns Due by April 15, 2015)

Tax RateSingleMarried/Joint
& Widow(er)
Married/SeparateHead of Household
10% $1 - $9,075 $1 - $18,150 $1 - $9,075 $1 - $12,950
15% $9,076-$36,900 $18,151 to $73,800 $9,076 to $36,900 $12,951 to $49,400
25% $36,901 to $89,350 $73,801 to $148,850 $36,901 to $74,425 $49,401 to $127,550
28% $89,351 to $186,350 $148,851 to $226,850 $74,426 to $113,425 $127,551 to $206,600
33% $186,351 to $405,100 $226,851 to $405,100 $113,426 to $202,550 $206,601 to $405,100
35% $405,101 to $406,750 $405,101 to $457,600 $202,551 to $228,800 $405,101 to $432,200
39.6% over $406,750 over $457,600 over $228,800 over $432,200

For a more detailed estimate of your taxes, use the free income tax estimator and tax calculator.

When you prepare your tax return online with efile.com, the software applies the correct tax rates and does all the math for you. We guarantee 100% accuracy. See more benefits of using efile.com.

2015 Individual Income Tax Rate Schedule
(for Tax Returns Due by April 15, 2016)

Important: You can use the following rates on your 2015 Tax Return. Do not use them on your 2014 Tax Return.

Tax RateSingleMarried/Joint
& Widow(er)
Married/SeparateHead of Household
10% $1 - $9,225 $1 - $18,450 $1 - $9,225 $1 - $13,150
15% $9,225-$37,450 $18,450 to $74,900 $9,225 to $37,450 $13,150 to $50,200
25% $37,450 to $90,750 $74,900 to $151,200 $37,450 to $75,600 $50,200 to $129,600
28% $90,750 to $189,300 $151,200 to $230,450 $75,600 to $115,225 $129,600 to $209,850
33% $189,300 to $411,500 $230,450 to $411,500 $115,225 to $205,750 $209,850 to $411,500
35% $411,500 to $413,200 $411,500 to $464,850 $205,750 to $232,425 $411,500 to $439,200
39.6% over $413,200 over $464,850 over $232,425 over $439,200

 

2013 Individual Income Tax Rate Schedule
(for Tax Returns Due by April 15, 2014)

Tax RateSingleMarried/Joint
& Widow(er)
Married/SeparateHead of Household
10% $1 - $8,925 $1 - $17,850 $1 - $8,925 $1 - $12,750
15% $8,926 - $36,250 $17,851 - $72,500 $8,926 - $36,250 $12,751 - $48,600
25% $36,251 - $87,850 $72,501 - $146,400 $36,251 - $73,200 $48,601 - $125,450
28% $87,851 - $183,250 $146,401 - $223,050 $73,201 - $111,525 $125,451 - $203,150
33% $183,251 - $398,350 $223,051 - $398,350 $111,526 - $199,175 $203,151 - $398,350
35% $398,351 - $400,000 $398,351 - $450,000 $199,176 - $225,000 $398,351 - $425,000
39.6% over $400,000 over $450,000 over $225,000 over $425,000

 

2012 Individual Income Tax Rate Schedule
(for Tax Returns Due by April 15, 2013)

Tax RateSingleMarried/JointMarried/SeparateHead of Household
10% $1 - $8,700 $1 - $17,400 $1 - $8,700 $1 - $12,400
15% $8,701 - $35,350 $17,401 - $70,700 $8,701 - $35,350 $12,401 - $47,350
25% $35,351 - $85,650 $70,701 - $142,700 $35,351 - $71,350 $47,351 - $122,300
28% $85,651 - $178,650 $142,701 - $217,450 $71,351 - $108,725 $122,301 - $198,050
33% $178,651 - $388,350 $217,451 - $388,350 $108,726 - $194,175 $198,051 - $388,350
35% over $388,350 over $388,350 over $194,175 over $388,350

 

2011 Individual Income Tax Rate Schedule
(for Tax Returns Due by April 17, 2012)

Tax RateSingleMarried/JointMarried/SeparateHead of Household
10% $0 $0 $0 $0
15% $8,500 $17,000 $8,500 $12,150
25% $34,500 $69,000 $34,500 $46,250
28% $83,600 $139,350 $69,675 $119,400
33% $174,400 $212,300 $106,150 $193,350
35% $379,150 $379,150 $189,575 $379,150

 

2010 Individual Income Tax Rate Schedule
(for the Tax Return Due by April 18, 2011)

The table below shows the income tax rates for tax year 2010 by filing status and annual income; you should use your taxable income to figure out your tax bracket and tax rate.

Tax RateSingleMarried/JointMarried/SeparateHead of Household
10% $0 $0 $0 $0
15% $8,375 $16,750 $8,375 $11,950
25% $34,000 $68,000 $34,000 $45,550
28% $82,400 $137,300 $68,650 $117,650
33% $171,850 $209,250 $104,625 $190,550
35% $373,650 $373,650 $186,825 $373,650

 

2009 Individual Income Tax Rates

Tax RateSingleMarried/JointMarried/SeparateHead of Household
10% $0 $0 $0 $0
15% $8,350 $16,700 $8,350 $11,950
25% $33,950 $67,900 $33,950 $45,500
28% $82,250 $137,050 $68,525 $117,450
33% $171,550 $208,850 $104,425 $190,200
35% $372,950 $372,950 $186,475 $372,950

 

2008 Individual Income Tax Rates

Tax RateSingleMarried/JointMarried/SeparateHead of Household
10% $0 $0 $0 $0
15% $8,025 $16,050 $8,025 $11,450
25% $32,550 $65,100 $32,550 $43,650
28% $78,850 $131,450 $65,725 $112,650
33% $164,550 $200,300 $100,150 $182,400
35% $357,700 $357,700 $178,850 $357,700

 

2007 Individual Income Tax Rates

Tax RateSingleMarried/JointMarried/SeparateHead of Household
10% $0 $0 $0 $0
15% $7,825 $15,650 $7,825 $11,200
25% $31,850 $63,700 $31,850 $42,650
28% $77,100 $128,500 $64,250 $110,100
33% $160,850 $195,850 $97,925 $178,350
35% $349,700 $349,700 $174,850 $349,700

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